1. USDA (Atlas Verified USD) is issued by [Atlas issuing entity], a [charter/license type to be determined under the GENIUS Act framework]. USDA is a payment stablecoin as defined under the GENIUS Act of 2025 (PL 119-27).
2. USDA is not legal tender. USDA is not issued, backed, or guaranteed by the United States government or any agency thereof. Holdings of USDA are not insured by the Federal Deposit Insurance Corporation (FDIC), the Securities Investor Protection Corporation (SIPC), or any other public or private deposit insurance program.
3. USDA pays no interest, yield, or reward of any kind to holders. Reserve earnings fund issuer operations and are never distributed to token holders.
4. USDA reserves are held 1:1 in cash and short-dated US government obligations for the benefit of USDA holders, separate from issuer operating funds. Monthly reserve composition reports are examined by a registered public accounting firm and certified by the CEO and CFO. See the Transparency hub for current and historical reports.
5. Redemption is available to verified account holders subject to the published Redemption Policy, including identity verification (KYB/KYC), sanctions screening, and applicable fees. Redemption timing targets are goals, not guarantees, and may be affected by banking hours and lawful holds.
6. The use of the ticker "USDA" refers solely to Atlas Verified USD and implies no affiliation with, or endorsement by, the United States Department of Agriculture or any government body.
7. Digital assets involve risk. Nothing on this site is investment, legal, accounting, or tax advice. Atlas Verified and the USDA mark are trademarks of [Atlas entity]. All other marks belong to their owners.